Scott takes a full view of where you are, where you want to go, and what is standing in the way. Then he builds a plan around your life, not around a product.
Every recommendation starts with your complete picture. Here is what we do for the people we work with.
Building a retirement income strategy that lasts as long as you do. We coordinate Social Security timing, required minimum distributions, withdrawal sequencing, and income planning so you know exactly where your money is coming from before you stop working.
A portfolio built around your goals, timeline, and values. Not a model. Not a generic allocation. We manage your investments with full transparency, align them to your complete plan, and adjust as your life changes.
Most people pay more in taxes than they need to. We build tax strategy into your financial plan from the start, including Roth conversion analysis, tax-efficient withdrawal sequencing, and coordination with your CPA so your plan and your tax return tell the same story.
We work closely with your estate attorney to make sure your financial plan and your estate documents are aligned. Beneficiary designations, trust funding, legacy giving, and asset titling are all reviewed as part of your ongoing plan.
Cash flow, insurance, debt, savings strategy, and the connective tissue between all of it. Your complete financial picture in one place, updated as your life changes. This is the foundation everything else is built on.
For clients who want their wealth to reflect their values, we build giving strategies that are both intentional and tax-efficient. Donor advised funds, direct charitable gifts, and legacy giving. There are better ways to give than just writing a check.
You get more than one person when you work with Financial Fitness. Here is who is in your corner.
Financial Fitness Wealth Management is an independent practice supported by the RFG Advisory platform. That means you get the attention of a local advisor who has been in this community for 30 years, backed by the infrastructure, technology, and specialist resources of one of the country's leading independent RIA platforms.
Scott chose RFG because their platform lets him deliver a first-class client experience without distraction. Compliance, custodian relationships, investment management, and back-office support are handled by a world-class team. Scott, Liam, and Brody stay focused on you.
Custodial Partners: Schwab | Fidelity | Pershing
