Helping you exercise your financial potential

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How We Help

A proactive approach to your personal financial situation

At Financial Fitness, we want to help you understand the opportunities and potential paths available when you take a proactive approach to your personal financial situation. We’ll help you gain a better understanding of the financial concepts behind insurance, investing, retirement, estate planning, and wealth preservation, while also giving you fast and easy access to investment data. Be proactive—discover the value of working with skilled professionals to pursue your financial goals.

Our Mission

To coach you to exercise your financial potential

We create lasting personal relationships with our clients and help guide them through all of life’s financial challenges.

Utilizing our over two decades of wealth management experience, we design comprehensive financial solutions personalized to fit our client’s current situation and future family dynamics.

Our greatest satisfaction comes from working with our clients for many years and helping them reach the pinnacle of their life goals. We work for our clients as we would for our own families and aspire to build lasting relationships based on trust, integrity and superior client service.


Clients Like Family

Trust, integrity and superior client service



Comprehensive financial planning and guidance since 1992

Scott M. Sensenig is a graduate of Drexel University in Philadelphia where he received his Bachelor of Science in Business Administration with his emphasis on Finance. He is a graduate of the Dean Witter Account Executive Program, the Merrill Lynch School of Advanced Financial Management - Certified Financial Manager Program, and also completed the Prudential Financial Retirement Strategy Program at the University of Pennsylvania’s Wharton School. He was awarded the designations of Certified Wealth Strategist by the Cannon Financial Institute in 2009 and Accredited Investment Fiduciary in 2014.

Why Financial Fitness?

Scott has been providing comprehensive Financial Planning and Guidance since 1992 and founded Financial Fitness in 2005 when he recognized that becoming an independent financial advisor would allow him to better serve his clients based on their goals and needs. 

The company name was conceived when he realized that what he did for his clients was similar to what his personal trainer was doing for him—coaching him to meet his goals. 

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participating in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward a more healthy financial future.

We’re looking forward to using our experience to help you pursue your financial goals. 

Our Services

Define, strategize and feel confident in your financial fitness

We help you define your goals and then customize a strategy to suit your vision and objections so you feel confident in your financial program. Read more about our investment products and service offerings below.

Investment Products and Services

Individual Accounts

  • Professionally managed investment accounts (Innovative Adviser Solutions and Fidelity Institutional Wealth Services)
  • Mutual fund and managed mutual fund programs
  • Individual stocks and bonds
  • Life insurance, annuities, and long-term care insurance

Alternative Investment Vehicles

  • Non-traded real estate investment trust programs
  • Oil and gas development partnerships and royalty programs
  • 1031 real estate exchanges
  • Opportunity zones and structured notes
  • Managed future offerings
  • Private equity offerings

Business Services

  • Retirement account review and setup
  • 401(k), profit sharing, SEP, SIMPLE, IRA
  • Business lending services
  • Business succession review and plan setup
  • Employee life and disability insurance

Retirement Accounts

  • TERI, 401(k), 403(b) rollover accounts
  • IRA and SEP IRA accounts

Banking Services

  • Certificates of deposit and money market accounts
  • Business checking and money market accounts
  • Home mortgages and home equity lines
  • Personal savings and checking accounts
For Educators

We have worked with teachers and school staff for almost two decades helping them with their unique retirement planning goals and needs. We assist them with understanding the state pension and supplemental retirement savings options. 

As an independent financial advisor, we are not captive enrollers, meaning we can review all available options to establish which provider fits individual needs and risk tolerance. 

We also have helped school district and university employees navigate the South Carolina TERI program, determining if it is a good choice and providing solutions for what to do upon conclusion of the program for the most tax efficient and advantageous result, based on individual goals and risk tolerance.

For Medical Professionals

We are excited to offer speciality resources for medical professionals in partnership with Strong Walls Consulting. Whether you’re an owner or an employee, we’ll curate an individualized planning process that helps bridge your short and long-term financial goals.

No matter what stage of career you’re in, we’ll spend time understanding your unique situation and empower you with the resources, tools and advice you need to build confidence about your financial future.

Ultimately, we’ll put you on a path to bring your personal and professional goals to life.

For Retirees

We have over 25 years of experience guiding people on their journey toward retirement. During this time, we’ve learned that every retirement journey is unique and deserves a customized plan.

We start our comprehensive process by organizing and plotting out the timeline of your retirement journey, based on your unique family goals and needs. We do this knowing that priorities and goals shift over time. With our support, roadblocks and changes in direction are easier to overcome.

Throughout the process, we treat our clients like family, giving them care and respect, and enabling them to make financial decisions with confidence.

Comprehensive Wealth Management

At Financial Fitness Wealth Management, we work diligently to assist individuals and businesses with what we call comprehensive wealth management.

This process includes counseling individuals on establishing their investment objectives. These objectives include identifying their investment income needs, liquidity needs, and the risk level that the individual feels comfortable in taking. We not only clearly identify with our clients their investment objective variables initially, but we update these variables with the client regularly.

As part of our commitment to providing each client with extensive product choices and a variety of professional services, we have formed alliances with some of the best names in the industry.

As an independent wealth manager, we are able to deliver one of the largest platforms in the industry, allowing us to offer an “open architecture” of investment possibilities, and we have no proprietary products resulting in unbiased client solutions.

"Begin your journey knowing you have options to reach the future you want."